cool.  just applied for one. ( i like the blood elf style) 

has better interest rate than my current card...looks like ill be doing a balance transfer

and as a bonus i get time with purchases

Hmm...

I'm a "debt collector".  More accurately, I'm a "skip tracer".  I find this very intresting. 

I wonder what impact this will have on the FDCPA or the FTC's allowance of accetable means to collect a debt.  Anyone think that sometime in the foreseable future that a "person" might "aquire" another's "virtual goods" to be sold at a profit in the act to "collect a debt"?

What would happen if someone sends you a tell ingame "Hello there -name-, this is an attempt to collect a debt..."? 

Obviously it would be "illegal" for a debt collector to steal virtual items, but do you think it could be deamed as a legitmate payment if someone turned over a Game Account or virtual goods as a means of payment?

p.s.  Don't ever tell anyone your personal information through online communication. 

This is yet another attemp by First National to get people ages 17-24 endebted to them for prolonged periods of time by offering 'Free Money'.

I am highly disappointed in Blizzard for agreeing to this deal.  Though I cannot say that I am shocked.  People have made comments about other game companies like SoE and K2 Network being money grubbing, but neither of those companies have stooped so low as to work with a company that is being banned on college campuses all across the country for approve lines of credit and loans to individuals who have NO WAY of paying them back.

At least when they work with companies like Disney and Fox, they are distinctly adverting to the parents, but here, parents will rarely if ever see these adveritsments.  They are designed to put Young Adults in debt.  This is unbelievable.

Originally posted by madmikethegm
Ok, so I spend $1,500 a month, and I get a free month of play time valued at roughly $15, and then I have to repay that $1,500... PLUS interest....

Yea... sign me up for that! 

Originally posted by madmikethegm
Ok, so I spend $1,500 a month, and I get a free month of play time valued at roughly $15, and then I have to repay that $1,500... PLUS interest....

Yea... sign me up for that! 

Originally posted by xmoleculex
Well it's at least a better idea than /pizza...

That is pretty stupid. Why not just team up with every credit card company and let us use the points we got, to get a gamecard.

But instead of mailing us a game card, they would just email us the game card number which we can use for WoW. Wouldnt that make more sense, then just a one credit card.

The reason people go into debt is because of credit cards. We should elimate it, and just keep with debit cards. atleast that way, you know you can pay the bill.

Originally posted by Geolas

That is pretty stupid. Why not just team up with every credit card company and let us use the points we got, to get a gamecard.

But instead of mailing us a game card, they would just email us the game card number which we can use for WoW. Wouldnt that make more sense, then just a one credit card.

The reason people go into debt is because of credit cards. We should elimate it, and just keep with debit cards. atleast that way, you know you can pay the bill.

i agree, I too only use my bank debit card. I no longer use credit cards. All the purchases I need can be paid directly through my bank account. IF you become indebted you have no one to blame but yourself. you dont spend money you dont have or can't pay off by a certain time frame. People see free money and dont realize the reprucutions of having a credit card and not having the financial backing to pay off the bill they have. but when i had a credit card I always paid off before the interest kicked in. thats how they make alot of money off you.

I may one day get a new credit card to improve my credit a bit more becuase strangely enough having a CC and paying it off on time does improve ya Credit rating overtime. i think the main thing we have to realize and acknowledge  is that we need to make sure we can afford purchases and not jump the gun so to speak on items we othewise know we dont need or cant afford to pay off in a timely fashion.  but in the end we all have a choice, we have the responsibility to guide ourselves properly. some people unfortunately dont and its a sad state of events when a person goes into major debt ($5,000-$10,000+) but they have no one to blame butthemselves.

This has got to be one of the stupidest things ive heard of <.< Seriously, why waste your time using a credit card for a game that isnt going to be worthwhile in a few years <.< Go out and get an airmiles card and save up points for something actually useful and not totally retarded... >.>

Originally posted by afroburzing
either:

L2manageurmoney or
L2makeenoughmoney

it's 100% you're own stupid fault if you get into debt you cant repay, however as so much of the population has such a low level of common sense this will continue to be a problem.

Tell that to Discover card.  They got in bit of hot water becuase of thier issuing practices back in the late 90's or so.  They used to give a credit card to anyone that going to college or planned on going.  All those kids ran up quite a debt, and Discover knew they would.  Unfortunetly for some of those kids life doesn't always work out the way you plan and a lot of them couldn't repay the debt they accumulated. 

A lot of 18 year olds aren't as responcible as they should be; nothing new there.

Simply handing out a credit card to any Tom, Dick, and Harry isn't very responsible on the issuers part.  I don't see anything wrong with as long as they don't intend to simply give a card to anyone 18+ with an active WoW sub, and I dought they will.

Gotta hand it to Blizzard.  They've become masters at making money.

I don't understand what the controversy is about.  I'm a responsible adult who can choose to have my game time paid every month by using this credit card.  As a responsible adult, I would choose to pay my balance, in full, every month.  I get to do something for free that I'd otherwise have to pay for.  And, I wouldn't be spending any more money than I'd spend if I was using another credit card.

What's the problem? 

Well, the problem is that some people are not responsible and that some people like to complain and think that corporations are out to get you.  And, I'm sorry, but just because an 18 year old is not responsible is no reason to keep others from participating in a good deal.  I hate the idea of someone trying to "protect" those who can't think for themselves.  Not my problem.  (Hey, I was 18 once, I did get into debt, but I got out of it.  I don't blame the credit card companies, I blame myself...it's called free will and responsibility.)

Well, I have neither one of those problems.  This is a win win situation for someone such as myself.

Disclaimer:  I actually am not going to be getting this card because I have another one that helps pay off my mortgage.  But, if I didn't have that one, I'd get the WoW one, no doubt about it.