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Diablo 3 Forum » General Discussion » Blizzard sucking money out of Pay Pal accounts.

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32 posts found
  Renoaku

Novice Member

Joined: 2/10/07
Posts: 946

10/23/12 8:07:11 PM#21

http://us.battle.net/d3/en/forum/topic/6933304725?page=1

While I agree it is likely an Error on Blizzards part, it depends how they are sending the money to players.

If they send it as anything but gift to their paypal account, then the transaction is final, even if it is made in ERROR, this is why you should not use an automated system.

However if PayPal allows the option to recover this money like I believe gift options they allow you to request refund/charge back, then it is legal.

However if PayPal does not, and Blizzard places an unauthroized charge without persons consent to their paypal after it is done this could result in Legal issues for Blizzard, reguardless of error or not it could be debated in a court/law under many circumstances.

While I agree the money should be returned to Blizzard due to a mistake it doesn't give Blizzard the right to bill another persons paypal account if that is what they are doing to get the money back as this could lead to issues for some because of Blizzards mistake.

In addition if Blizzard is doing this I recommend after you cash out through paypal You Deauthroize blizzard under automatic billing in paypal this will prevent them from doing such.

http://wiki.answers.com/Q/Are_you_allowed_to_keep_money_which_your_bank_has_put_into_your_account_accidentally

While this  is correct in a lot of cases such as Banks and probabily does include paypal, they should contact the issuer, or the person and request it back they should not automatically bill it to the user as this could result in legal action being taken against Blizzard I am sure because you did not purchase anything. ( This can de debated due to the Agree payment process with paypal however, but a reason you should always cancel it each time you process a transaction with a company so this can't happen and set it up each time to be safe.

  Oberholzer

Advanced Member

Joined: 2/25/06
Posts: 480

10/23/12 8:11:36 PM#22
Originally posted by saurus123
Originally posted by Hawkeye666
At least in the US, this is perfectly legal. You do not have a right to keep any moneys deposited by mistake. Third party financial middlemen have no bearing on the legality. PayPal or you bank, or even you pay check electronically deposited. They can all take back any mistaken overages. Sorry. Though it may well be bad PR, it is not illegal.

so wait you tell me someone can deposit money and after some time take it back from my bank account?

 

no wonder US is so screwed and declare Wars on everyone

 

Yes you're so right, most wars are started by Paypal......

  adam_nox

Hard Core Member

Joined: 7/31/06
Posts: 2047

10/23/12 8:15:18 PM#23

To clarify misinformation in the first few posts (didn't read some so this may have been said already).  If a bank is the one that made the error, the bank can correct it witout due process.  If someone accidently puts money into your account, they must go through due process to prove that it was some sort of mistake.

 

However, I'm not saying what they did was wrong, because Paypal isn't a bank, it's not regulated like banks are,  I don't know what their legal classification is, though I've used them for a long time.  I've also heard stories of paypal accounts getting frozen over disputes where people have had thousands of dollars locked down indefinitely.

 

Paypal typically does what's good for paypal.  Which means a good working relationship with blizzard. 

  User Deleted
10/23/12 8:20:35 PM#24
Originally posted by OG_Zorvan

Blizzard is doing nothing illegal.

What you all are forgetting is how PayPal works.

PayPal is it's own separate account.

Sure, you can have it attached to your credit card or bank account, but it is still only your PayPal acount.

PayPal is the middle man.

Person 1 sends money ----> PayPal receives money, ------> gives money to Person 2.

 

In this case, Blizzard fucks up and sends money ------> PayPal receives money, clears it ------->Sends to Person 2' PayPal account.

Blizzard realizes their fuck up and notifies PayPal ------> PayPal retrieves the money from your PayPal account --------> PayPal gives money back to Blizzard.

Blizzard has never taken anything from your credit card or bank, PayPal has.

AND YOU GAVE THEM PERMISSION when you attached those cards and/or bank accounts.

but this practice is being done through blizzard game .so both paypal and blizzard are responsible

  Souldrainer

Spotlight Poster

Joined: 5/21/06
Posts: 1878

10/25/12 1:44:26 PM#25
Originally posted by kaiser3282
If this is true then wow.... The whole RMAH fiasco with D3 just gets better and better.

I called this when the Paypal partnership was announced.  It's more secure to publically post your CC # on Facebook than to use Paypal.  People don't want to believe this, but it is true.

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  User Deleted
10/25/12 1:47:42 PM#26

Regarding US Law.  Here's an example.

 

If your employer overpays you and finds out they will make you pay it back.   If the IRS over pays you they will take the money back.   Now heres a real life example thati ve seen happen.  

 

The bank screws up and puts money into your account and you spend it and the bank finds out about the mistake and fixes it.  You're liable for the money you spent and have to pay it back simple as that.

  Slampig

Apprentice Member

Joined: 12/29/03
Posts: 2378

Whatever you do, do NOT speak ill of Asheron's Call 2...

10/25/12 1:51:08 PM#27
Originally posted by OG_Zorvan

Blizzard is doing nothing illegal.

What you all are forgetting is how PayPal works.

PayPal is it's own separate account.

Sure, you can have it attached to your credit card or bank account, but it is still only your PayPal acount.

PayPal is the middle man.

Person 1 sends money ----> PayPal receives money, ------> gives money to Person 2.

 

In this case, Blizzard fucks up and sends money ------> PayPal receives money, clears it ------->Sends to Person 2' PayPal account.

Blizzard realizes their fuck up and notifies PayPal ------> PayPal retrieves the money from your PayPal account --------> PayPal gives money back to Blizzard.

Blizzard has never taken anything from your credit card or bank, PayPal has.

AND YOU GAVE THEM PERMISSION when you attached those cards and/or bank accounts.

The only post that makes sense and it seems not one person even read it... Go figure...

That Guild Wars 2 login screen knocked up my wife. Must be the second coming!

  GolbezTheLion

Advanced Member

Joined: 9/27/12
Posts: 248

10/25/12 1:54:51 PM#28
Originally posted by OG_Zorvan

Blizzard is doing nothing illegal.

What you all are forgetting is how PayPal works.

PayPal is it's own separate account.

Sure, you can have it attached to your credit card or bank account, but it is still only your PayPal acount.

PayPal is the middle man.

Person 1 sends money ----> PayPal receives money, ------> gives money to Person 2.

 

In this case, Blizzard fucks up and sends money ------> PayPal receives money, clears it ------->Sends to Person 2' PayPal account.

Blizzard realizes their fuck up and notifies PayPal ------> PayPal retrieves the money from your PayPal account --------> PayPal gives money back to Blizzard.

Blizzard has never taken anything from your credit card or bank, PayPal has.

AND YOU GAVE THEM PERMISSION when you attached those cards and/or bank accounts.

This^

  alexanys1982

Advanced Member

Joined: 8/12/08
Posts: 276

WTB a sandbox mmo with WoW's polish.

10/25/12 1:54:55 PM#29
Originally posted by Loke666
Originally posted by Maggon

Now im not to familiar with the US laws, but isnt it illigal to take money from another persons bank or paypal account in this case - even if it was an error in the first place ? If they money has reached its destination, it shouldn't be possible for blizzard to actually withdraw the money as they shouldn't have access to that account o.O...

Sounds rather odd to me.

Nope. If a bank sends you 10 million instead of 10 bucks and you spend the money before they realize it you will go to jail.

And that is true in any country. The other way around things might be different but unless it say "gift" or something you are screwed. If Blizzard would give you a dollar and accidently gave you a million instead they can take it back though, but that isnt the case here.

Still, they should be better to inform people and frankly in this case they could have at least given the affected people some in game stuff or something because it is pretty bad PR.

Blizzard is above bad PR. They are above everything, and no there will be no compensation thru items of any sort. Thats the attitude over there now and why I didnt buy Mists and hate myself for buying Cata.

  theAsna

Advanced Member

Joined: 7/16/09
Posts: 301

10/25/12 2:02:35 PM#30
Originally posted by kaiser3282
Whike that is true, this isnt an error on any banks part. It is a private company who screwed up and IMO they should have to take it up with the banks themselves, not simply pull the money back out.

It would be like me accidentally giving someone too much money for smething I bought off them, then going and breaking into their house and taking it back when I realized it later. Yeah, technically they should just give me that money back, but it desnt give me the right (legally) to forcefully take it back. Theres a reason we have legal systems & courts after all.

 

Dunno but doesn't have PayPal a banking license? After all I would think that the kind of services PayPal offers would require it.

Blizzard did some money transfer via PayPal. This transfer was an error on Blizzards behalf. Blizzard realized the error and gets things sorted with PayPal. PayPal corrects the error.

If you do a transaction from your real bank account and it was an error you can up to a certain point have this transaction canceled. 

But then you can't compare a PayPal account with a real bank account since with a real bank account a customer has more rights.

  Souldrainer

Spotlight Poster

Joined: 5/21/06
Posts: 1878

11/05/12 9:37:09 PM#31
Originally posted by theAsna
Originally posted by kaiser3282
Whike that is true, this isnt an error on any banks part. It is a private company who screwed up and IMO they should have to take it up with the banks themselves, not simply pull the money back out.

It would be like me accidentally giving someone too much money for smething I bought off them, then going and breaking into their house and taking it back when I realized it later. Yeah, technically they should just give me that money back, but it desnt give me the right (legally) to forcefully take it back. Theres a reason we have legal systems & courts after all.

 

Dunno but doesn't have PayPal a banking license? After all I would think that the kind of services PayPal offers would require it.

 

No.  PayPal doesn't have any special qualifications.  I'd be surprised if their techs are SQL-trained.

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  OG_Zorvan

Apprentice Member

Joined: 8/31/12
Posts: 646

11/05/12 10:17:18 PM#32
Originally posted by theAsna
Originally posted by kaiser3282
Whike that is true, this isnt an error on any banks part. It is a private company who screwed up and IMO they should have to take it up with the banks themselves, not simply pull the money back out.

It would be like me accidentally giving someone too much money for smething I bought off them, then going and breaking into their house and taking it back when I realized it later. Yeah, technically they should just give me that money back, but it desnt give me the right (legally) to forcefully take it back. Theres a reason we have legal systems & courts after all.

 

Dunno but doesn't have PayPal a banking license? After all I would think that the kind of services PayPal offers would require it.

Blizzard did some money transfer via PayPal. This transfer was an error on Blizzards behalf. Blizzard realized the error and gets things sorted with PayPal. PayPal corrects the error.

If you do a transaction from your real bank account and it was an error you can up to a certain point have this transaction canceled. 

But then you can't compare a PayPal account with a real bank account since with a real bank account a customer has more rights.

Why would they have a banking license? They're not a bank, they're simply a wire transfer service. That's like saying Western Union or your local check cashing place should have banking licenses.

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