Get ready to pay more for your health coverage
Employers overhaul health plans to shift more cost to employees
 

With annual “open enrollment” season approaching for choosing health care options, get ready to pay more. No matter what happens with national health care reform, employers already are shifting part of the rising cost of care to employees.

For decades, most company-sponsored health plans gave employees relatively little financial responsibility for the cost of their care — often a small “co-pay” portion of a medical bill or prescription refill. But the relentless rise in health care, often invisible to workers, has prompted companies to begin passing along those steeper costs.
 

www.msnbc.msn.com/id/33333368/ns/business-personal_finance/

This is only going to get worse with the " reform"  they are offering us. No one has yet proposed reform that solves the core issues, and unless they do we are all pretty much screwed.

Raising the cost of care at the same time as fining people who cannot afford the increase.

I'm getting ready to pay more for everything, including food, clothing, entertainment, etc.  If government passes its value added tax to fund its healthcare program, everything is going to get more expensive.

And just think, inflation from all the money the government is printing hasn't even kicked in yet.  I give it about a year.

Let the good times roll.

The cost of inflation is offset by the price decreasing effects of the recession for now.  However, any part of the economy with government influence is inflating at high rates.  These are the only industries that currently have their cost rising.  Also MSNBC isn't a reliable news source.  Hearing a rumor from some stranger is more reliable then news from MSNBC.  If you were looking at business at NBC, its a mystery why anyone would look to MSNBC over CNBC.  CNBC knows way more about business then the ones at MSNBC.

Originally posted by Cleffy

The cost of inflation is offset by the price decreasing effects of the recession for now.  However, any part of the economy with government influence is inflating at high rates.  These are the only industries that currently have their cost rising.  Also MSNBC isn't a reliable news source.  Hearing a rumor from some stranger is more reliable then news from MSNBC.  If you were looking at business at NBC, its a mystery why anyone would look to MSNBC over CNBC.  CNBC knows way more about business then the ones at MSNBC.

Actually, they are correct on this one. I have already been reviewing my healthcare options, and they have greatly increased. What is about to happen is not looking good at all.
 

Originally posted by Cleffy

Also MSNBC isn't a reliable news source. 

Please post what in its actual news reporting (not commentary) that makes MSNBC so unreliable.

My health coverage costs already went up 750% while Bush was in office.  What's new?

I do agree that what they are trying to do now is going to be disastrous.

Half of the people want an airplane, and half of the people want a submarine.  As a compromise they are building a craft that is half half airplane and half submarine.  In any case the people depending on it are going to be in deep shit.

Originally posted by kobie173

Originally posted by Cleffy

Also MSNBC isn't a reliable news source. 

 

Please post what in its actual news reporting (not commentary) that makes MSNBC so unreliable.

Bwahahahaha, your so full of crap it's ridiculous.  The commentary is part of the station.  You have to include that in the picture to give a fair representation of the company.  You can't just cherry pick. 

The non-commentary portion of MSNBC primarily consists of commercials.

As someone who is uninsured, I lol at you all. I'd love to pay more for health insurance because that would mean I'd have some.

Which companies? Wal-Mart? Target?

They may ask for you to pay for healthcare but they will deny you just like insurance companies.

Time for some people to unionize...

YES! Let's unionize, so the companies have to offer us such great benefits they can't afford to pay us a salary anymore!

Originally posted by Draq

YES! Let's unionize, so the companies have to offer us such great benefits they can't afford to pay us a salary anymore!

 Having worked for a union, I see nothing wrong with getting less a salary but not having to pay for dental, healthcare or any other costs thus allowing me to have more income used for other things. Actually most of the people at the stores we represented were very happy and appreciative for all that we do for them.

I keep forgetting though! Wal-Mart and Target clerks make so much because they don't need to pay in a PAC fund or healthcare benefits right?

Oh wait, my mother makes $20 an hour and we don't need to pay for any healthcare or dental work whatsoever. God, you're so right. She has such a small income.

My point is the money to pay for an increase in insurance costs has to come from somewhere. If you pass it on to your employers, they'll pass it right back to you one way or another. It's called opportunity cost.

Originally posted by Draq

My point is the money to pay for an increase in insurance costs has to come from somewhere. If you pass it on to your employers, they'll pass it right back to you one way or another. It's called opportunity cost.

They can't. They can propose a contract, but we can also choose to reject it.

What they do is raise prices sometimes or slash spending. Sometimes it also leads to, gasp, cuts for higher ups. My point is that it's easy to say that they will pass it on to the employees one way or another but in reality there's many others avenues to take. Besides a happy workforce is a good workforce.

Originally posted by zzvicezz

Pay alot more for alot worse.

Thats ObamaCare.

 

 

Apparently you know everything.

Originally posted by xanphia

Originally posted by zzvicezz

Pay alot more for alot worse.

Thats ObamaCare.

 

 

 

Apparently you know everything.

Of course he does. Democrats like you are just too brainwashed by people who went to college to see his genius.

Originally posted by zzvicezz

I do know Obama is full of crap and thinks his opinion is fact merely because he uttered it....... and I know that having the government run healthcare means it will cost more for worse care.

 

Only God knows everything.

Him being a constitutional scholar, I kind of trust his credibility more than random poster #10. Are you stillkillin?

Actually you know nothing about healthcare. I doubt you're in any position of authority to make any big claims such as "and I know that having government run healthcare means it will cost more for worse care."

God is dead.

Dumb argument is dumb.

Numbers please.

Originally posted by Draq

Dumb argument is dumb.

Numbers please.

I'm not sure if he was being purposely vague.

Originally posted by xanphia

Which companies? Wal-Mart? Target?

They may ask for you to pay for healthcare but they will deny you just like insurance companies.

Time for some people to unionize...

The insurance companies are raising their prices, it is getting passed on to ALL companies. Being an employer myself, I am being left with 2 choices here. Either 1. let some people go in order to offset the costs, or 2 raise the amount paid by employees.

I do not think you understand the impact this is having on our small businesses as well.  All that putting more pressure on businesses on the brink of bankruptcy does is push them over the edge.

I guess some people feel having no job is better than having one, because all of these burdens you place on businesses is running them out of business all together.